I ran across this website for Citizenre, don't know if it for real or not. Their business model is to install solar panels on your roof and charge you nothing up front. Then charge you for the electricity generated and guarantee you electrical rates at today's prices for 25 years.
I haven't seen this before, but it seems like the best way for the average person to do solar electric.
Wonder if Bob Pauls has time to comment before moving?